Uber Accident Lawyer in Nashville, Tennessee
If you were in an accident involving an Uber driver in Nashville, you may wonder how to get the compensation you need. Rideshare accidents can be more complicated than regular car crashes due to multiple parties and different insurance policies. That’s where an experienced Nashville Uber accident lawyer comes in. At Ross Moore Law, our rideshare accident lawyers are here to help you get the compensation you deserve.
Whether you were a rideshare passenger or another driver in a crash with an Uber vehicle, our legal team is here to help guide you through the process. We understand Tennessee injury laws and how rideshare companies operate, and we’re ready to fight for your rights. Contact our Nashville personal injury law firm today for a free case review!
Common Causes of Uber Accidents in Nashville, TN
Uber drivers are just like any other drivers on the road. They make mistakes, get distracted, and can even act recklessly behind the wheel. Some Uber drivers also work long hours or feel pressured to take as many rides as possible, which can lead to fatigue or rushed decision-making.
Here are some of the most common causes of Uber accidents in Nashville:
- Distracted Driving: Uber drivers often rely on their phones for navigation, app alerts, and communication with passengers. This constant phone use increases the risk of distracted driving accidents.
- Speeding: Drivers trying to complete more rides in less time may speed, especially during high-demand periods, increasing the risk of serious collisions.
- Fatigue: Some Uber drivers work late into the night or drive long hours to maximize earnings, which can lead to drowsy driving and slower reaction times.
- Failure to Yield: In unfamiliar neighborhoods or when rushing, rideshare drivers may ignore stop signs or fail to yield when required.
- Improper Lane Changes: Frequent lane changes, especially in busy areas like downtown Nashville, can cause accidents when drivers don’t signal or check blind spots.
- Inexperience or Unfamiliarity with Nashville Roads: Out-of-town or new Uber drivers may not be familiar with local traffic patterns, construction zones, or tricky intersections, leading to mistakes.
Why Rideshare Accident Claims Are Complicated
Uber accident cases are often more complicated than regular car accident claims because of the number of parties involved and the different types of insurance coverage.
One of the biggest issues is determining whose insurance is responsible for your injuries. Uber drivers use their personal vehicles, and their personal auto insurance policies may not cover accidents that happen while they’re working. Uber provides commercial insurance coverage, but the amount of coverage depends on what the driver was doing at the time of the crash.
There may also be disputes over fault, especially if multiple vehicles were involved or if the rideshare driver blames someone else. Additionally, Uber may try to distance itself from responsibility by claiming that drivers are independent contractors, not employees. These legal and insurance complexities can make it hard to get the compensation you deserve without the help of a skilled Nashville Uber accident lawyer.
How a Nashville Uber Accident Lawyer Can Help
At Ross Moore Law, we understand the unique challenges of Uber accident cases and know how to handle them from start to finish. Here’s how an experienced Nashville Uber accident lawyer can help you.
Uber Attorneys Build a Strong Case
One of the first steps in any Uber accident case is to collect the right evidence. Insurance companies aren’t going to take your word for what happened. They’ll want proof. Our legal team acts quickly to gather detailed, credible evidence that shows how the crash occurred, who was at fault, and how your injuries have affected your life.
Our Uber accident attorneys collect evidence such as:
- Police reports
- Uber app data
- Eyewitness statements
- Dashcam and surveillance footage (if available)
- Medical records
When needed, we bring in experts such as accident reconstruction specialists.
Rideshare Accident Lawyers Deal with Insurance Companies
Navigating insurance coverage and dealing with adjusters after an Uber car accident is frustrating and confusing. Our Nashville Uber accident attorneys handle all communication and negotiation with insurance companies so you don’t have to.
Uber’s insurance and other insurers may ask for recorded statements, medical authorizations, or pressure you into admitting partial fault. We protect you from these tactics by communicating with insurance adjusters on your behalf.
We determine which insurance policies apply based on the status of the Uber driver at the time of the crash. This includes identifying coverage limits and looking for additional sources of compensation if multiple drivers were involved.
Insurers will try to settle your case quickly and for as little money as possible, but we will negotiate aggressively for a fair settlement.
Uber and Lyft Accident Lawyers Maximize Compensation
We evaluate the true cost of your injuries, including medical bills, lost wages, pain and suffering, and future care, so we can pursue the full amount you’re owed. Whether through settlement negotiations or taking your case to court, we fight for the compensation you deserve. If a fair settlement offer isn’t made, we’re fully prepared to file a lawsuit on your behalf.
With Ross Moore Law on your side, you don’t have to face the complexity of a rideshare accident claim alone. Our goal is to make the legal process as stress-free as possible while we focus on winning your case.
What to Do After an Uber Accident in Nashville
Here are the important steps you should take if you’re involved in an accident with an Uber driver, whether as a passenger, pedestrian, or driver of another vehicle.
Call the Police
Always call the police to report the accident, even if it seems minor. An official police report can be crucial evidence for your case later on.
Seek Medical Attention
Get checked out by a doctor as soon as possible, even if you don’t feel seriously hurt. Some injuries can take time to show symptoms, and prompt care can help connect your injuries to the accident.
Collect Evidence at the Scene
Collect contact and insurance information from everyone involved, including the Uber driver. Also, ask for the names and phone numbers of any witnesses. If you’re able, take pictures of the scene, vehicle damage, injuries, traffic signs, and anything else that might help your case.
Report the Crash to Uber
You can report the accident through the Uber app. This creates a record of the incident and may trigger Uber’s insurance coverage.
Contact a Nashville Rideshare Accident Lawyer
Before talking to any insurance adjusters or accepting a settlement, contact Ross Moore Law. We’ll explain your rights and start building your case right away.
How Does Uber’s Insurance Coverage Work?
One of the most confusing parts of an Uber accident is figuring out which insurance policy applies. Uber uses a tiered insurance system that depends on what the driver was doing at the time of the crash. Here’s how Uber insurance works.
The Uber App is Off
If the Uber driver is not using the app and is driving for personal reasons, their own personal auto insurance applies. Uber’s insurance provides no coverage in this situation.
The App is On, But No Ride Has Been Accepted
When the driver is available for rides but hasn’t accepted a trip, Uber provides limited liability coverage:
- Up to $50,000 for bodily injury per person
- Up to $100,000 total per accident
- Up to $25,000 for property damage
The Uber Driver Has Accepted a Ride
Once a ride is accepted, Uber provides up to $1 million in liability coverage, plus contingent collision and comprehensive coverage for the driver’s vehicle.
The Uber Passenger is in the Car
During the actual trip, from pick-up to drop-off, Uber’s $1 million commercial policy remains in effect. This coverage applies to passengers, pedestrians, and others injured in the accident.
Knowing which period applies is essential to filing a successful claim. A Nashville Uber accident lawyer from Ross Moore Law can help determine the correct coverage and fight for the compensation you deserve.
Compensation in an Uber Accident Claim
If you’ve been hurt in an Uber accident in Nashville, you may be entitled to compensation for the physical, emotional, and financial impact of the crash. Whether you were a passenger, pedestrian, or another driver, a successful personal injury claim can help you recover the money you need to move forward.
Medical Expenses
You can be reimbursed for all medical costs related to the accident, including emergency care, hospital stays, doctor visits, physical therapy, surgeries, prescriptions, and any future treatments. Keeping track of your medical records and bills is important for proving these damages.
Lost Income
If your injuries forced you to miss work, you can claim lost wages. If you’re unable to return to your previous job or work at all, you may also be compensated for loss of future earnings or reduced earning capacity.
Property Damage
If your vehicle or personal property (like a phone or bicycle) was damaged in the accident, you can be compensated for repair or replacement costs. Even if you were an Uber passenger and not driving, you may have lost or damaged belongings in the crash.
Pain and Suffering
This refers to the physical pain, emotional distress, and impact on your quality of life caused by the accident. It’s harder to put a dollar amount on pain and suffering, but it can be a major part of your total compensation, especially in serious injury cases.
Punitive Damages
Rideshare accident victims can seek punitive damages in cases where the at-fault party acted with gross negligence or intentional misconduct, such as drunk driving or reckless behavior.
Tennessee law limits punitive damages in most personal injury cases to $500,000 or two times compensatory damages, which is higher. However, there are exceptions to the cap on punitive damages, such as if the defendant was under the influence.
Uber and Lyft Accident Lawyer FAQs
How much does a Nashville Uber accident lawyer cost?
At Ross Moore Law, we work on a contingency fee basis, which means you don’t pay anything upfront. You only owe us a fee if we win your case or secure a settlement for you. This allows you to get high-quality legal help without worrying about legal bills while you’re recovering from your injuries.
How long do I have to file a rideshare accident lawsuit in Tennessee?
In Tennessee, you generally have one year from the date of the accident to file a personal injury lawsuit. This is one of the shortest deadlines in the country, so it’s important to act quickly. If you wait too long, you may lose your right to seek compensation altogether. Speaking with a Nashville Uber accident lawyer as soon as possible can help you protect your claim.
What if I’m partially at fault for an Uber car accident in Tennessee?
Tennessee follows a modified comparative fault rule. That means you can still recover compensation if you were less than 50% at fault for the accident. However, your compensation will be reduced by your percentage of fault.
For example, if you’re awarded $100,000 but found to be 20% at fault, you would receive $80,000. A lawyer can help make sure fault is assessed fairly and that the insurance companies don’t try to blame you more than they should.
Contact Our Nashville Uber Accident Attorneys Today
Uber accidents are stressful, confusing, and often more serious than they first appear. Don’t let the complexity of the claims process or pressure from insurance companies prevent you from getting the justice you deserve. At Ross Moore Law, we’re committed to helping Nashville accident victims recover physically, financially, and emotionally.
If you or a loved one has been injured in an Uber accident in Nashville, contact us today for a free consultation. Our skilled team of Nashville personal injury attorneys will listen to your story, explain your options, and take immediate action to protect your rights. There’s no fee unless we win your case.
