How long do I have to notify my insurance company after a car accident in Georgia?

Most insurance policies require you to report the accident within 24 to 48 hours. Failing to report promptly can lead to complications with your claim, so it's best to notify your insurer as soon as it's safe to do so.

How long does an insurance company have to acknowledge my claim in Georgia?

Under Georgia law, an insurance company must acknowledge your claim within 15 days of receiving it. This is typically just a confirmation that your claim has been received, not a decision on it.

How long does an insurance company have to accept or deny my claim?

The insurer has up to 30 days from acknowledgment to accept or deny your claim. If your claim is denied, Georgia law requires the insurer to provide a valid reason for the denial.

How long after my claim is accepted will I receive payment?

You should typically expect payment within 30 days after your claim is accepted. Delays can still happen, particularly if liability or the extent of damages is disputed.

What can I do if my insurance company is acting in bad faith?

If an insurer unreasonably delays, underpays, or denies a valid claim, Georgia law may entitle you to additional damages beyond your original claim. A car accident lawyer can help determine whether your situation qualifies and pursue those remedies on your behalf.

Georgia — Ross Moore Law

Car Accidents

What to Do Immediately After a Car Accident in Atlanta

At Ross Moore Law, we are dedicated to fighting for accident victims across Atlanta and the state of Georgia. As a premier personal injury law firm, we specialize in car

April 17, 2025

Legal Georgia

What to Do Immediately After a Car Accident in Atlanta