Struggling to Understand Comparative Fault? Get Personal Injury Assistance in Marietta
If you’ve been in an accident in Marietta, understanding comparative fault can feel confusing—especially when terms like comparative negligence, modified comparative fault, or contributory negligence are being thrown at you. At Ross Moore Law Firm, we provide trusted personal injury assistance in Marietta to help accident victims navigate these complex rules. Our team will explain how Georgia’s comparative fault system affects your case, protect your rights, and guide you through every stage of your personal injury claim.
How Georgia’s Modified Comparative Fault System Works
Under Georgia law, the amount of compensation you can recover depends on your percentage of fault in the accident:
- If you are 50% or more at fault, you cannot recover any damages.
- If you are less than 50% at fault, your compensation is reduced by that percentage.
- Courts and insurance adjusters consider evidence like police reports, witness statements, and photos when assigning fault.
Example: If you are awarded $100,000 but found 30% at fault, you would receive $70,000.
Why This Matters for Accident Victims
Understanding comparative fault is critical because insurance companies often use these rules to minimize payouts. Without legal guidance, many accident victims accept settlements far lower than they deserve. At Ross Moore Law Firm, we:
- Gather strong evidence to establish negligence.
- Work with expert witnesses to support your claim.
- Fight to secure the fair compensation you need for recovery.
If you’re struggling with questions about comparative or contributory negligence—or if you’re unsure how much compensation you can recover—contact Ross Moore Law Firm today for a free consultation. We’re committed to protecting your rights and achieving the best possible outcome in your case.
Understanding Comparative Fault in Georgia Personal Injury Cases
Understanding comparative fault in accident cases is crucial for anyone involved in a personal injury claim in Georgia. Georgia follows a comparative negligence system, which means that more than one party can share responsibility for an accident. If you are partially at fault, this does not automatically eliminate your right to recover damages—but your compensation may be reduced based on your share of fault.
How Fault Percentages Affect Compensation
When an accident happens, insurance adjusters and courts look at the actions of all parties involved. They assign a percentage of fault to each person or entity. This process is important because the percentage of fault assigned to you will directly affect how much compensation you can recover.
Example: If you are found to be 20% at fault in a car accident, your total compensation will be reduced by that same percentage.
Why Georgia’s Comparative Fault Rule Matters
Georgia’s comparative fault rule is designed to ensure that accident victims receive fair compensation based on the specific circumstances of their case. The law recognizes that accidents are rarely black and white—sometimes both drivers, or multiple parties, share responsibility. This legal concept is especially important in personal injury cases, where proving fault and establishing negligence can make a significant difference in the outcome.
Protecting Your Rights After an Accident
If you are seeking compensation for medical expenses, lost wages, or property damage after an accident, knowing how comparative negligence works in Georgia is essential. Insurance companies will often try to assign as much fault to you as possible to lower their payout. That’s why having a personal injury lawyer who understands Georgia comparative negligence laws can make a major difference in your case.
Our team is here to help you gather evidence, prove fault, and fight for the compensation you deserve. If you have questions about comparative and contributory negligence—or how fault percentages might affect your recovery—we are here to provide guidance and support every step of the way.
Key Legal Concepts: Negligence, Comparative, and Contributory Fault
Understanding the legal concepts of negligence and fault is essential when you are involved in a personal injury case in Georgia. These rules determine how much compensation you can recover, especially if more than one party shares responsibility for the accident.
Negligence: Legal Duty, Breach of Duty, Causation, and Damages
Negligence is the foundation of most personal injury claims. To win your case, you must show that the other party owed you a legal duty to exercise reasonable care, that they breached this duty, and that their actions directly caused your injuries and damages. For example, drivers have a duty to follow traffic laws. If a driver runs a red light and causes a car accident, they have breached their duty. If this breach leads to your injuries, you may have a valid claim for damages.
Comparative Negligence: How Responsibility Is Divided Among Parties
Comparative negligence is a legal principle that assigns fault percentages to all parties involved in an accident. In Georgia, you can still recover damages even if you share some responsibility. Your compensation is reduced by your percentage of fault. For example, if you are found 20% at fault and your damages total $10,000, you can recover $8,000. This approach allows for a fairer outcome, especially in cases where both parties contributed to the accident.
Contributory Negligence: How It Differs from Georgia’s Laws
Contributory negligence is a much stricter rule, used in only a few states. Under this system, if you are even 1% at fault for your accident, you cannot recover any compensation. Georgia does not follow this rule. Instead, Georgia’s modified comparative negligence law allows injured people to recover compensation as long as they are less than 50% at fault.
Modified Comparative Negligence: Georgia’s 50% Bar Rule
Georgia uses a modified comparative negligence system, also known as the “50% bar rule.” If you are 50% or more at fault for your injuries, you cannot recover any damages. If you are 49% or less at fault, you can still receive compensation, but it will be reduced by your share of responsibility. This rule is central to Georgia comparative negligence laws and affects how insurance adjusters and courts decide cases.
Pure Comparative Negligence: Explanation and Comparison with Georgia’s Approach
Some states use the pure comparative negligence rule, which allows injured parties to recover damages even if they are up to 99% at fault. Their compensation is simply reduced by their percentage of fault. Georgia’s system is different because it bars recovery entirely if you reach 50% fault. Understanding these differences is important for anyone involved in an accident in Georgia.
If you have questions about how much compensation you can recover or how fault might be assigned in your case, our personal injury lawyers are here to help. We offer a free consultation to discuss your specific circumstances and guide you through the process of navigating personal injury claims under Georgia law.
Georgia’s Modified Comparative Negligence Rule
Georgia follows a modified comparative negligence rule, which plays a significant role in how compensation is awarded after an accident. This legal standard is found in OCGA § 51-12-33 and is central to understanding comparative fault in accident cases.
Georgia’s Legal Standard and How It Works
Under Georgia law, accident victims can recover damages even if they are partially at fault, as long as their share of fault does not reach 50% or more. This system is known as the “50% bar rule.” If you are found to be 49% or less at fault for the accident, you may still recover compensation. However, if you are 50% or more responsible, you cannot recover any damages.
This approach is different from pure comparative negligence, where an injured party can recover damages even if they are 99% at fault. In Georgia, the modified comparative negligence standard is strict. The percentage of fault assigned to each party directly impacts the amount of compensation they can receive.
Assigning Fault Percentages and Their Impact
Fault is assigned based on evidence from the accident scene, including police reports, witness statements, and other documentation. Insurance adjusters and, if necessary, the courts will determine each party’s percentage of fault. For example, if you are found 20% at fault for a car accident and your damages total $100,000, you are eligible to recover $80,000. The amount awarded is reduced by your share of fault.
Car Accidents
Imagine you are involved in a car accident. If the evidence shows you were speeding but the other driver ran a red light, the court may assign 30% of the fault to you and 70% to the other driver. If your total damages are $50,000, you could recover $35,000.
Slips and Falls
If you slip and fall in a store but were distracted by your phone, you might be assigned partial fault. If the store failed to put up a warning sign and you are found 40% at fault, you can still recover 60% of your damages.
Multiple Parties Involved
In accidents with several people at fault, such as multi-car pileups, Georgia courts assign fault percentages to each party. As long as your fault remains below 50%, you can recover damages reduced by your share.
Understanding how modified comparative negligence works helps accident victims know what to expect and how much compensation may be available. If you have questions about your specific circumstances, a personal injury lawyer can help you interpret Georgia’s comparative fault rule and protect your rights.
Calculating Compensation When Fault Is Shared
When you are involved in an accident in Georgia, understanding comparative fault is critical to knowing how much compensation you can recover. Georgia follows the modified comparative negligence rule, which means your compensation is reduced by your percentage of fault. If you are 50% or more at fault, you cannot recover damages.
How Total Compensation Is Reduced According to the Injured Party’s Percentage of Fault
In Georgia personal injury cases, the court or insurance adjusters assign a percentage of fault to each party involved. If you are found partially at fault, your compensation is reduced by that percentage. For example, if you are 20% at fault and your total damages are $100,000, you would receive $80,000. This rule encourages all parties to exercise reasonable care and share responsibility for their actions.
What Damages Are Recoverable
If you are injured and not barred from recovery, you may be able to claim several types of damages, including:
- Medical expenses (past and future)
- Lost wages and lost earning capacity
- Pain and suffering
- Property damage
These categories reflect the financial and emotional impact of the accident on your life. Accurate documentation and evidence are important for maximizing the compensation awarded.
Realistic Examples: Calculating Compensation at 10%, 30%, and 49% Fault
Let’s look at three scenarios to show how fault percentages affect your recovery:
- 10% at fault: If your total damages are $50,000, you would recover $45,000.
- 30% at fault: If your total damages are $100,000, you would recover $70,000.
- 49% at fault: If your total damages are $200,000, you would recover $102,000.
The higher your percentage of fault, the less compensation you receive. Georgia’s comparative negligence laws are strict about this calculation.
What Happens if the Plaintiff Is 50% or More at Fault (Bar to Recovery)
Georgia’s 50% bar rule is clear. If you are found to be 50% or more at fault for the accident, you cannot recover any compensation from the other parties. This legal principle encourages everyone involved in an accident to act responsibly and gather sufficient evidence to prove their case. If you are unsure about your fault percentage or how it might affect your claim, a personal injury lawyer can help you understand your legal options and fight for fair compensation.
If you have questions about how fault assigned in your case might impact your ability to recover damages, our team is here to provide answers and support.
Proving Fault: Evidence and Legal Process
In personal injury cases, proving fault is critical to recovering fair compensation. Georgia’s comparative negligence laws require clear evidence to show how much responsibility each party holds. At Ross Moore Law Firm, we guide clients through gathering and presenting the evidence needed to support their claims.
The Critical Role of Evidence: Accident Scene Photos, Witness Statements, Police and Medical Reports
Strong evidence is the foundation of any successful personal injury case. After an accident, take photos of the accident scene, vehicle damage, injuries, and any road conditions that may have played a role. These images help establish how the accident happened and who may be at fault.
Witness statements are also valuable. Get contact information from anyone who saw the accident. Their accounts can support your version of events and clarify how fault should be assigned.
Police reports often include an officer’s observations and may note if a driver broke a law or acted carelessly. Medical reports document your injuries and link them directly to the accident, which is essential for proving damages.
How Insurance Adjusters Evaluate Fault and Determine Compensation Offers
Insurance adjusters review all available evidence to assign fault percentages to each party involved. They use accident scene photos, witness statements, and official reports to make their determination. Adjusters may also look at statements made by drivers and compare them to physical evidence.
The percentage of fault assigned to you directly affects how much compensation you can recover. For example, if you are found 20% at fault in a car accident, your total compensation will be reduced by 20%. Adjusters may try to increase your share of fault to lower the payout, so it is important to have strong evidence and legal support.
Steps Accident Victims Should Take Immediately After an Accident
If you are involved in an accident, take these steps to protect your claim:
- Call the police and ensure a report is filed.
- Take clear photos of the accident scene, vehicles, and injuries.
- Collect contact and insurance information from all parties.
- Speak with witnesses and get their contact details.
- Seek medical attention, even for minor injuries, and keep all records.
- Avoid admitting fault or making statements about responsibility at the scene.
Taking these steps helps secure the evidence needed to prove fault and support your personal injury claim.
The Value of Legal Representation in Establishing Negligence and Maximizing Recovery
A personal injury lawyer plays a significant role in gathering evidence, interviewing witnesses, and dealing with insurance companies. Legal representation ensures that your rights are protected and that fault is assigned fairly. Lawyers understand how to build a strong case by collecting sufficient evidence and challenging any unfair fault assignments by insurance adjusters.
If you are partially at fault, a lawyer can help limit the percentage assigned to you, which increases your potential compensation. At Ross Moore Law Firm, we have experience with Georgia’s comparative negligence laws and know how to present your case to maximize recovery.
If you have questions about proving fault or need help with your personal injury case, contact us for a free consultation. We are here to help you understand your options and fight for the financial compensation you deserve.
Multiple Parties and Apportionment of Fault
When multiple parties are involved in an accident, Georgia’s comparative negligence laws play a significant role in deciding who is responsible and how damages are divided. Understanding how fault is assigned can help you make informed decisions about your personal injury claim and improve your chances of recovering fair compensation.
How Georgia Courts Handle Cases with Multiple At-Fault Parties
Georgia courts use the modified comparative fault rule when more than one party is responsible for an accident. Each party’s actions are reviewed, and the court assigns a percentage of fault to everyone involved—including the plaintiff if applicable. This means that if several people or companies contributed to your injuries, the court will determine how much blame each should carry.
For example, in a multi-car accident, the court may find that one driver was 60% at fault, another was 30%, and you were 10% at fault. Your compensation would be reduced by your share of fault under Georgia’s system.
Joint and Several Liability: Each Party’s Share of Responsibility
Georgia law follows a modified approach to joint and several liability. Each defendant is only responsible for paying their assigned percentage of damages. If one party is found to be 40% at fault, that party pays 40% of the total compensation awarded. This system ensures that a single party is not unfairly forced to pay for the entire amount unless they are found fully responsible.
This is important if one of the other parties cannot pay their share. In Georgia, you cannot collect the unpaid portion from the remaining defendants unless other legal grounds apply. This makes it critical to identify all responsible parties and include them in your claim.
Assigning Fault to Non-Parties (Those Not Named in the Lawsuit)
Georgia courts allow fault to be assigned to individuals or entities who are not named as defendants in your lawsuit. For example, if a delivery truck driver and a property owner both contributed to your fall, but you only sue the property owner, the court can still assign a percentage of fault to the truck driver—even if they are not in the case. This can affect how much compensation you receive, as the named defendant is only responsible for their share of the fault.
Examples: Multi-Vehicle Car Accidents, Premises Liability with Several Responsible Parties
Multi-vehicle car accidents are a common situation where multiple parties share responsibility. If three drivers are involved, the court may assign fault based on each driver’s actions—such as speeding, failing to yield, or distracted driving. In premises liability cases, several parties may be responsible for unsafe conditions, including property owners, maintenance companies, or third-party contractors.
In every scenario, having sufficient evidence—such as accident scene photos, witness statements, and police reports—will help your personal injury lawyer establish negligence and prove how much fault should be assigned to each party.
If you have questions about how comparative fault applies to your case, or if you are unsure how to hold multiple parties accountable, reach out for a free consultation. Our team can help you understand your legal options and work to recover the maximum compensation available under Georgia law.
Statute of Limitations and the Personal Injury Claims Process
Understanding the statute of limitations and the personal injury claims process in Georgia is essential for anyone involved in an accident. Missing important deadlines or steps can eliminate your chance to recover damages, even if you have a strong case. Our team at Ross Moore Law Firm is here to guide you through each stage and make sure your rights are protected.
Georgia’s Statute of Limitations for Personal Injury Claims (OCGA § 9-3-33)
Georgia law sets a strict deadline for filing most personal injury claims. Under OCGA § 9-3-33, you have two years from the date of the accident or injury to file your lawsuit in court. This time limit applies to most car accidents, slips and falls, and other personal injury cases. If you do not file your claim within this period, the court will likely dismiss your case, and you will lose the right to recover compensation.
There are rare exceptions to this rule. For example, if the injured party is a minor or legally incompetent, the time limit may be extended. However, these exceptions are limited, so it is important to act quickly.
Timelines for Filing a Claim and Why Prompt Action Matters
Prompt action is critical in personal injury claims. Evidence can disappear, memories can fade, and insurance adjusters may try to use delays against you. Filing your claim as soon as possible helps preserve important evidence, such as accident scene photos, witness statements, and medical records. Early action also gives your personal injury lawyer more time to build a strong case and negotiate with insurance companies.
If you wait too long, you risk missing the deadline and losing your chance to recover compensation for your medical expenses, lost wages, pain and suffering, and property damage.
Step-by-Step Overview: Filing, Investigation, Negotiation, Litigation, and Trial
- Filing the Claim:
Your lawyer will start by filing a claim with the at-fault party’s insurance company or, if necessary, filing a lawsuit in court. - Investigation:
We gather evidence to prove fault and damages. This includes reviewing police reports, medical records, photos, and witness statements. - Negotiation:
Most personal injury claims settle before trial. Your lawyer will negotiate with insurance adjusters to reach a fair compensation amount based on the percentage of fault assigned. - Litigation:
If a settlement cannot be reached, your case may go to court. Both sides present evidence, and the court or jury decides how much compensation is awarded, considering Georgia’s modified comparative negligence rule. - Trial:
At trial, your lawyer will argue your case, present evidence, and explain how fault should be assigned. The court will determine if you are entitled to compensation and how much, based on your percentage of fault.
If you have questions about your specific circumstances or need help navigating personal injury claims, our team offers a free consultation. We are ready to help you understand your legal options and protect your right to fair compensation under Georgia law.
Recent Changes in Georgia Law: Senate Bill 68 and Beyond
Georgia’s approach to comparative negligence has changed in recent years, and it is important for accident victims and their families to understand how these updates affect personal injury claims. Senate Bill 68 (SB 68) made several adjustments to the way fault is assigned and how compensation is calculated in personal injury cases across the state.
Summary of SB 68 and Its Effects on Comparative Negligence and Compensation Limits
Senate Bill 68 clarified and reinforced Georgia’s modified comparative negligence rule, also known as the 50% bar rule. Under this legal principle, an injured party cannot recover damages if they are found to be 50% or more at fault for the accident. If an injured person is less than 50% at fault, their compensation is reduced by their percentage of fault.
For example, if a jury finds you 30% responsible for a car accident and your total damages are $100,000, you can recover $70,000. If you are found 50% or more at fault, you are barred from recovering any compensation. SB 68 also addressed how courts handle cases involving multiple parties and clarified procedures for assigning fault percentages when more than two parties are involved.
Additionally, SB 68 set clearer standards for insurance adjusters and courts when reviewing evidence and determining fault in comparative negligence cases. This helps create a more predictable process for accident victims seeking fair compensation.
Importance of Staying Current with Legislative Updates for Accident Victims and Legal Professionals
Georgia’s personal injury laws do not stay the same forever. Changes like SB 68 can have a significant role in how much compensation you receive and how fault is assigned in your case. Accident victims, insurance adjusters, and personal injury lawyers need a thorough understanding of the current law to make informed decisions.
If you have been injured in an accident, it is important to work with a legal team that follows these legislative updates closely. Our attorneys stay informed about all changes to Georgia’s comparative fault rules and personal injury laws, so we can give you the best advice and help you recover the compensation you deserve. If you have questions about how recent changes in Georgia law could affect your personal injury claim, we encourage you to reach out for a free consultation.
Frequently Asked Questions
If you have been involved in an accident in Georgia, you probably have many questions about comparative negligence, how fault is assigned, and what this means for your ability to recover damages. Below are answers to some of the most common questions we hear from clients.
What is comparative fault, and how does it affect my case?
Comparative fault is a legal principle used in Georgia personal injury cases to divide responsibility for an accident among all parties involved. If you are partially at fault for your injuries, your compensation will be reduced by your percentage of fault. For example, if you are found 20% at fault in a car accident, you can still recover compensation, but your award will be reduced by 20%.
Can I recover damages if I am partially at fault?
Yes. Under Georgia’s modified comparative negligence rule, you can recover damages as long as you are less than 50% at fault for the accident. If you are 50% or more responsible, you cannot recover compensation from the other party.
How do Georgia’s comparative negligence laws differ from other states?
Georgia follows a modified comparative negligence system with a 50% bar rule. Some states use a pure comparative negligence rule, allowing recovery even if you are 99% at fault, while others follow contributory negligence, which bars recovery if you are even 1% at fault. Georgia’s approach allows accident victims to recover compensation as long as they are less than 50% responsible.
What evidence is needed to prove fault and damages?
To establish negligence and assign fault percentages, you should gather accident scene photos, witness statements, police reports, medical records, and any other documentation that shows how the accident happened and what injuries or property damage occurred. Sufficient evidence is key to supporting your personal injury claim.
How is compensation calculated when multiple parties are responsible?
Each party’s share of responsibility is assigned as a percentage. Your compensation is reduced by your own percentage of fault. If multiple parties are involved, Georgia courts will assign fault to each party, and each must pay their share of the damages.
What if the other driver or party is uninsured or not named in my claim?
If the at-fault party is uninsured or not included in your lawsuit, you may still be able to recover compensation through your own uninsured or underinsured motorist coverage. Georgia law also allows fault to be assigned to non-parties, which can affect the total compensation awarded.
How long do I have to file a personal injury claim in Georgia?
The statute of limitations for most personal injury claims in Georgia is two years from the date of the accident. It is important to act quickly to protect your legal rights and preserve evidence.
What can a personal injury lawyer do for me?
A personal injury lawyer can help you understand comparative fault, gather evidence, negotiate with insurance adjusters, and present your case in court if necessary. Legal representation increases your chances of receiving fair compensation and helps you avoid mistakes that could reduce your recovery.
What’s the difference between modified comparative and pure comparative negligence?
Modified comparative negligence, used in Georgia, bars recovery if you are 50% or more at fault. Pure comparative negligence allows you to recover damages no matter how high your percentage of fault, although your compensation is reduced by your share of fault.
How can I schedule a free consultation to discuss my case?
You can contact our office by phone or through our website to schedule a free consultation. We will review your case, explain your legal options, and help you understand how Georgia’s comparative fault rule applies to your specific circumstances.
Practical Tips for Accident Victims
Understanding comparative fault in accident cases is crucial to protecting your rights and maximizing your chance of fair compensation. At Ross Moore Law Firm, we see firsthand how confusion about fault percentages and Georgia’s modified comparative negligence rule can impact personal injury claims. Here are some practical steps you can take if you are involved in an accident:
Why Understanding Comparative Fault Is Essential After an Accident
Georgia law uses a modified comparative fault system, which means your compensation is reduced by your percentage of fault. If you are found to be 50% or more at fault, you cannot recover damages at all. This legal principle applies whether you are dealing with a car accident, slip and fall, or other personal injury case. A clear understanding of comparative negligence helps you avoid mistakes that could reduce or eliminate your compensation.
How to Exercise Reasonable Care and Avoid Being Assigned Unnecessary Fault
After an accident, insurance adjusters and courts will closely examine your actions. Always exercise reasonable care at the accident scene. For example:
- Follow all traffic laws and safety rules.
- Avoid admitting fault or apologizing, as this can be used against you.
- Gather evidence, such as photos, witness contact information, and police reports.
- Seek prompt medical attention, even for minor injuries, and keep detailed records.
By taking these steps, you help your personal injury lawyer build a strong case and reduce the risk of being assigned more fault than you deserve.
The Benefits of Early Legal Consultation and Representation
Consulting a personal injury lawyer soon after an accident can make a significant difference in your case. An attorney can:
- Explain how Georgia’s comparative fault rule applies to your specific circumstances.
- Handle communication with insurance adjusters, who often try to assign more fault to accident victims.
- Collect and preserve evidence needed to establish negligence and prove damages.
- Advise you on your legal options and help you avoid costly mistakes.
Early legal representation gives you the best chance of recovering fair compensation, even if you are partially at fault.
How to Ensure You Receive Fair Compensation
To recover compensation for medical expenses, lost wages, property damage, and pain and suffering, you must prove the other party’s negligence and minimize your own share of fault. Keep all records, follow your doctor’s advice, and stay engaged in your personal injury claim. If you have questions about how much compensation you can recover or need help navigating personal injury claims, reach out for a free consultation. Our team at Ross Moore Law Firm is here to help you every step of the way.
Navigating Georgia’s Comparative Fault Laws with Confidence
Georgia’s comparative fault laws play a significant role in personal injury cases. Under the modified comparative negligence rule, your ability to recover compensation depends on your percentage of fault.
- If you are found to be 50% or more at fault, Georgia law bars you from recovering damages.
- If your fault is less than 50%, your compensation will be reduced by your share of responsibility.
This legal principle applies to a wide range of personal injury claims, including car accidents, slip-and-fall cases, and incidents involving multiple parties.
How Fault Is Determined in Georgia
The process of assigning fault can be complicated. Insurance adjusters and courts rely on evidence such as:
- Accident scene photos
- Witness statements
- Medical records
Even if you believe you share some responsibility, Georgia’s comparative fault rule may still allow you to recover damages for your losses, including medical expenses, lost wages, and pain and suffering.
Why Strong Legal Representation Matters
Strong evidence and skilled legal advocacy are essential for proving fault and maximizing your compensation. A personal injury lawyer can:
- Gather and preserve key evidence
- Handle negotiations with insurance companies
- Present a clear case to ensure fault is assigned fairly
At Ross Moore Law Firm, we understand how insurance companies operate and how Georgia courts interpret comparative and contributory negligence. Our team works to protect your rights and pursue the financial compensation you need to move forward.
Get Legal Help Today
If you or a loved one was injured in an accident in Georgia, understanding comparative fault is key to protecting your rights and pursuing the compensation you deserve.
Contact Ross Moore Law Firm today for a free consultation—our experienced personal injury lawyers are here to help you navigate your claim and maximize your recovery 404-445-8122
