What are the Most Common Types of Personal Injury Claims?

There are hundreds of thousands of personal injury claims that are filed in the United States each year, resulting in billions of dollars in verdicts and settlements for claimants. Any type of accident or event that results in compensable losses for an injured person can result in a personal injury action. To be successful, however, the plaintiff must prove that the losses occurred because of the defendant?s negligent or reckless actions or omissions, although there are some cases in which strict liability may apply. Here we offer insight on some of the most common personal injury claims.

Types of Common Personal Injury Claims

There are a number of situations that could give rise to a personal injury action, here are five of the most common:

Motor Vehicle Accidents

By far, the most common personal injury claims results from some type of motor vehicle or traffic-related accident. There are more than 6 million auto accidents in the United States each year, killing approximately 40,000 individuals and seriously injuring hundreds of thousands more. Vehicle accidents vary widely in type and severity, from your minor rear in collisions to multi-car pileups to everything in between.

Many people who get injured in an auto accident decide to handle the claim on their own, but this could be a big mistake. If it is a minor injury and the insurance company is presenting an offer that seems fair, then it might be okay to accept the offer and move on with life. But in a large number of cases, an injured person is going to be better off working with an attorney.

Statistics show that the average personal injury payout for those who hire a lawyer is more than three times the amount of those who handle a claim on their own. But even if you do not believe your case is worth all that much, it never hurts to at least get a free consultation from a lawyer to have your case assessed and be informed of your legal rights and options.

Premises Liability Accidents

Slips, trips, and falls that happen on someone else?s property are another common reason for a personal injury action. Parties who own and operate a business or maintain a public space are responsible for keeping their property safe and free of any dangerous conditions that might cause harm to visitors. A substandard condition such as a wet or slippery floor could lead to a slip and fall accident. Other premises liability claims might result from dog bites/animal attacks, negligent security, and other hazards.

Medical Malpractice

Very few people realize that medical errors are the third leading cause of death in the United States (behind only heart disease and cancer). According to CNBC, as many as 440,000 individuals die each year because of errors committed by medical professionals to whom we entrust to care for us and our loved ones. When a situation like this occurs, it may be possible to file a medical negligence claim against the doctor and/or hospital that is responsible for the error.

Product Liability

Numerous products come on the market each year, and before they become available to the general public, they are supposed to be properly vetted. Unfortunately, many of these products are approved without confirming that they are safe for consumers during the course of regular use. If a product has not gone through the proper testing and ends up injuring someone who is using it correctly, then it may be possible to file a product liability claim against the manufacturer, distributor, or any other party within the product?s supply chain.

Workplace Accidents

Every seven seconds, a worker is injured on the job (according to the National Safety Council). Injuries can happen in any work environment, but there are some industries that are far more dangerous than others. For example, transportation workers drive in their vehicles all day, which greatly increases the chances of an auto accident. Construction is another industry where workers encounter numerous potential hazards on a daily basis.

The first recourse for injured workers to obtain reimbursement for their losses is usually through workers? compensation. Unfortunately, workers? comp benefits are limited, and they do not provide any compensation for noneconomic damages such as physical and emotional pain-and-suffering. That said, there are many workplace accidents that are caused by parties other than the employer, and in such cases, a personal injury claim can be brought directly against the responsible party.

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If you or a loved one suffered an injury that was caused by another person or party, you may have a right to significant compensation. Our Atlanta personal injury law firm offers a track record of successfully managing car accident, truck accident, boating accident, motorcycle accident, wrongful death, catastrophic injury and other personal injury claims throughout Fulton County & the greater state of Georgia.

Before dealing with any insurance company, call Attorney Ross Moore today at (404) 905-3146 or message us online. With experienced legal advice and legal representation, Ross Moore Law is ready to fight for you so schedule your initial free consultation today!

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